TY - BOOK AU - Ryan, Joan S. TI - Managing your personal finances SN - 978-0-538-74277-1 AV - 332.024 R95m PY - 2010/// CY - Mason,OH PB - South-Western Cengage Learning KW - Finance, Personal KW - Study and teaching (Secondary) N1 - Includes index; Choosing your career -- Planning your career -- Getting the job -- Adapting to work -- Work laws and responsibilities -- Pay, benefits, and working conditions -- Federal income tax -- Budgets and financial records -- Checking accounts and other banking services -- Saving for the future -- Investing for your future -- Investing in stocks -- Investing in bonds -- Investing in mutual funds, real estate, and other choices -- Retirement and estate planning -- Credit in America -- Credit records and laws -- Responsibilities and costs of credit -- Problems with credit -- Personal decision making -- Renting a residence -- Buying a home -- Buying and owning for a vehicle -- Family decisions -- Introduction to risk management -- Property and liability insurance -- Health and life insurance -- Role of consumers in a free enterprise system -- Consumer protection -- Dispute resolution N2 - While focusing on the student`s role as citizen, student, family member, consumer, and active participant in the business world, this title informs students of their various financial responsibilities. It provides opportunities for self-awareness, expression, and satisfaction in a highly technical and competitive society ER -